Small and Medium Enterprises (SMEs)

ADCB-Egypt offers a wide array of competitive financing solutions tailored for small and medium enterprises. Our commitment to delivering exceptional services reflected in our team of experienced Relationship Managers and specialized service channels, including dedicated Relationship Managers. Focused on fostering the growth and development of smaller businesses, our SME segment provides tailored banking solutions, expert guidance, and support to assist you in overcoming the challenges of establishing a successful enterprise. We acknowledge the significant role that small and medium enterprises play in the market as a driving force for growth, and we remain dedicated to addressing the unique needs of this sector with specially designed products.

Small Enterprises:

Sales range from EGP 1,000,000 to less than 50,000,000, with paid up capital of EGP 50,000 to less than 5,000,000 for industrial entities and below EGP 3,000,000 for non-industrial entities, employing fewer than 200 individuals.

Medium Enterprises:

Sales range from EGP 50,000,000 to 200,000,000, also employing fewer than 200 individuals, with capital requirements of EGP 5,000,000 to 15,000,000 for industrial entities and from EGP 3,000,000 to 5,000,000 for non-industrial entities.

CIBG's Offerings and Products

Daily Interest-bearing Current Account

The ADCB-Egypt Daily Interest-Bearing Current Account stands out as an excellent option for enterprises seeking to earn interest on their funds. The account that calculates monthly interest based on the daily closing balance, ensuring that you benefit from your daily savings. Customized ratings offered depending on the activity of your account. To enhance your banking experience, you will also receive a checkbook and corporate credit card based on your request, making account management more convenient.

Trade Finance

Through our trade finance services, we assist clients in securing advantageous terms with their buyers and suppliers by safeguarding them against risk of non-fulfillment of contractual obligations with a diverse array of customized products. Our import finance solutions provide adaptable options for managing working capital and enhancing cash flow by bridging the interval between supplier settlements and buyer payments. Additionally, ADCB Egypt empowers clients to exercise greater control over exports, optimize cash flow, and effectively mitigate risks linked to international trade through our export finance offerings. Trade finance offers a range of products and services, including bid letters of guarantee, performance letters of guarantee, advance payment letters of guarantee, warranty letters of guarantees, standby letters of credit, import and export letters of credit, as well as incoming and outgoing documents for collection.

Term Deposits

For those interested in cash management, the Term Deposit option at ADCB-Egypt allows you to choose from a variety of tenors while securing a competitive fixed interest rate based on your account activity

Payroll services

Delivers optimal payroll solutions for your organization, ensuring a more efficient, streamlined, and secure system that addresses all your business requirements.

Corporate credit Card

Offers comprehensive and adaptable solutions for overseeing your organization’s daily acquisitions, corporate travel, recurring expenses, and transaction history.

Corporate Online Banking

This interface is highly user-friendly, enabling your company’s officials to perform various functions effortlessly for their daily banking requirements with just a click.

Corporate Payment Services (CPS)

Allows organizations to make electronic payments to the government, providing a flexible and efficient way to manage governmental transactions.

Escrow Accounts

Reliable and secure handling of financial resources for transactions that involve several parties, providing peace of mind for all involved stakeholders.

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